The EMG® Personal Wellness Advantage
The EMG® Personal Wellness Advantage

You have choices about how EMG uses your information, such as how we market to you or how we manage Cookies and Similar Technologies

We participate in the Digital Advertising Alliance (DAA) self-regulatory program and adhere to the DAA principles for Online Behavioral Advertising. Click here to learn more about the DAA and your choices related to Targeted Advertising. If you do not want to receive Targeted Advertising from EMG on websites, Click here. If you do not want to receive Targeted Advertising from EMG in apps, you can turn off mobile device ad tracking or reset the advertising identifier in your device setting, where these tools are available from your device platform, on each of the devices that you use. If you do not want to receive Targeted Advertisingusing precise location data, you can turn off location-based services in your device settings.

What are your choices about how we directly market to you?

You can choose how you would like to receive direct marketing communications - whether we send them to you through postal mail, email and/or telephone. If you choose to not receive marketing communications from us, we will honor your choice. Please be aware that if you choose not to receive such communications, certain offers attached to the product or services you have chosen may be affected. We will still communicate with you in connection with servicing your account, fulfilling your requests, or administering any promotion or any program in which you have elected to participate.

Club Members:

  • Log in to emgpwc.com/communications to update your privacy preferences; or
  • Call 1-855-EMG-PRIV and select option 1 (does not apply for e-mail opt-out).

Others:

  • Call 1-855-AXP-PRIV for Personal Savings, select option 3; or
  • for Premium Return Protection, select option 4; or for Single Identity, select option 5 then option 1; or 
  • for EMG Travel Insurance, select option 5 then option 2.

What other choices do you have?

You can also:

  • Click to unsubscribe on the bottom of e-mails and follow the instructions or go to emgpwc.com/preferences;
  • Register for the National Do Not Call List at donotcall.gov/default.aspx
  • Register with the Association of National Advertisers (ANA) mail suppression service: dmachoice.org/register.php.If you have questions about our online privacy statement, call us at the number on the back of your Club or call us at the number for your product at contact us.

Other Information

How can you update your Personal Information Club Members can log in to their Club accounts at emgpwc.com to correct or update their Personal Information. They can also call the number on the back of their Club. Non Club Members can call the customer service number associated with their product.

Glossary

Advertising Partners - social media and online partners such as Facebook and Google that act as Third-Party Ad-Servers, providing the technology to place ads on websites and apps and track how ads perform.

Aggregated Information - data or information relating to multiple people which has been combined or aggregated. Aggregated Information includes information that we create or compile from various sources, including Club transactions or certain data from Cookies and Similar Technologies. 

EMG (we, our, us) - the EMG Company as identified at the beginning of this online privacy statement. 

EMG Family of Companies - any affiliate and subsidiary of, and any company owned or controlled by, the EMG Company.

Business Partners- any third parties with whom we conduct business and have a contractual relationship, such as a business that accepts EMG branded Clubs.

Co-brand Partners - businesses we partner with to offer Clubs featuring both brand logos.

Cookies and Similar Technologies - a cookie is a small data file that a website transfers to your computer's hard drive. We may place cookies when you visit our website or websites where our ads appear or when you make purchases, request or personalize information, or register for certain services. If you accept the cookies used on our website, websites that are “powered by” another company on our behalf, or websites where our ads appear, you may give us access to information about your interests. We may use that information to personalize your experience. Similar technologies such as web beacons, pixels, gifs, tags, and device ID technology also do the same thing. We use the term Cookies and Similar Technologies in this statement to refer to all technologies that collect information in this way. 

De-identified Information - data or information used in a way that does not identify you to a third party. We often derive De-identified Information from Personal Information. It includes information that we may collect from various sources, such as Club transactions or certain data from Cookies and Similar Technologies. 

IP Address - a number assigned to a device when connecting to the Internet.

Online Information- data or information collected on the EMG websites and apps as well as on websites and apps of third parties relating to topics about our business.

Other Information- EMG internal information (for example, Club transaction data), external data that financial companies use to process applications and complete transactions, and other online and offline information we collect from or about you, including information from your wireless carrier about your wireless account and device, if available, to help them identify you or your wireless device and to prevent fraud.  

Personal Information- information that can identify a person, such as name, address, telephone number, and email address. 

Service Providers- any vendor, third party and/or company that performs business operations on our behalf, such as printing, mailing, and other communications services (email, direct mail, etc.), marketing, data processing, servicing, collections, or ad management.

Targeted Advertising- Ads that we, or our Service Providers, or Third-Party Ad-Servers display on websites or in apps outside the EMG Family of Companies based on the preferences or interests inferred from data collected from a computer or device regarding viewing behaviors or app use over time and across different websites or apps. Targeted Advertising may occur across browsers or mobile devices that have been associated together.

Third-Party Ad-Servers- companies that provide the technology to place ads on websites (and apps) and track how ads perform. These companies may also place and access cookies on your device. The information they collect from our websites is in a form that does not identify you personally.